Skip to content
Qare Thérapie

Pricing and top-up health insurance

60 € per session. No subscription.

Cover may be available depending on your top-up health insurance policy. Check your policy benefits before relying on reimbursement.

Check my cover Find my psychologist

Video session

60 €

no subscription, no commitment

Find my psychologist

What's included

  • You can see the same psychologist again, depending on their availability
  • No subscription: you pay for each session
  • You can choose a different psychologist
  • Discuss how your ongoing support will work with your psychologist
  • Send your invoice to your insurer, along with any supporting documents they request

Qare Thérapie sessions are not covered by French national health insurance (Assurance Maladie) as part of this offer. Cover through your top-up health insurance may be available depending on your policy.

Check my cover

Estimate your reimbursement, or upload your policy

Choose your insurer for an instant estimate for sessions at 60 €. For an exact answer, upload your table of benefits as a PDF: we'll read it for you.

Instant estimate

Total reimbursed per year (estimate)

120 €

Between 102 € and 138 €

Sessions included
4
Reimbursed per session
30 €
Your cost per session
30 €

Alan · Rubis : Up to 30 € per session, 4 sessions per year (up to 120 € in total), with this allowance shared with complementary therapies (osteopathy, acupuncture…).

Moderate reliability: information reported by a comparison website

How is this estimate calculated?

Sessions with a psychologist are not reimbursed by French national health insurance (Assurance Maladie) outside the scheme. Only your top-up health insurance allowance applies: a set number of sessions with a reimbursement cap, or an annual allowance, sometimes shared with complementary therapies.

The amounts come from tables of benefits published by insurers and comparison sites (checked in November 2026). Cover changes each year: only your own table of benefits confirms your cover.

The exact answer

Your table of benefits clearly sets out your cover for psychologists or complementary therapies. Upload it and we'll calculate your actual reimbursement.

Your document is read once and is not stored. You can find it in your insurer's online account area, under ‘Mes garanties’. You can also send it to Lou.

Claim your reimbursement in 6 steps

  1. 1

    Before

    Check your cover

    Open your policy's table of benefits in your member area or your insurer's app. Look for entries such as “psychologist”, “complementary therapies”, “prevention” or “wellbeing”. You can also upload your policy above: we'll read it for you.

  2. 2

    Before

    Book an appointment

    Choose your psychologist and a time slot. Their RPPS or ADELI registration number is shown on their profile: some top-up health insurers ask for it.

  3. 3

    Session

    Pay for your session

    You pay 60 €, one session at a time, with no subscription. There is no direct billing to your insurer: you pay upfront.

  4. 4

    Claim

    Get your invoice

    An invoice is available after each session. Keep it: your insurer will need it as proof of payment.

  5. 5

    Claim

    Send it to your insurer

    You can usually do this through your member area or the app, as a photo or PDF. Some insurers also accept invoices by email or post.

  6. 6

    Reimbursement

    Receive your reimbursement

    Your insurer pays the amount covered by your policy into your bank account. The time this takes varies between insurers, usually from a few days to a few weeks.

Example calculation

If your policy reimburses 30 € per session:

Session

60 €

Reimbursed

− 30 €

Left to pay

30 €

This example is for guidance only. The actual amount depends on your policy.

Our tips for making the most of your cover

  • Check your annual limitPolicies cover either a set number of sessions per year or a fixed amount in euros. Keep track of your remaining allowance to help you plan your ongoing support.

  • Check whether you need a doctor’s referralSome insurers only reimburse sessions with a doctor’s referral. If this applies to you, your GP can provide one.

  • Confirm that video sessions are coveredMost policies do not distinguish between in-person and video sessions, but some have specific conditions. A quick call or message to your insurer will help you check.

  • Send your invoices promptlySome policies set a deadline for reimbursement claims. Sending each invoice straight after your session helps you avoid forgetting.

  • Keep your renewal date in mindYour allowance resets each year, on 1 January or your policy’s anniversary date. Unused sessions are not usually carried over.

  • Check what your employer offersYour workplace health insurance, your social and economic committee (CSE) or an employee support service may offer extra help.

Your questions

How much will I be reimbursed?

This depends entirely on your policy. The amount covered per session and the number of sessions covered each year vary widely between insurers. Upload your table of benefits to find out.

Does French national health insurance (Assurance Maladie) reimburse sessions?

No. Qare Thérapie sessions are not covered by French national health insurance (Assurance Maladie). Only your top-up health insurance can reimburse them, depending on your policy.

Will my insurer know why I’m seeking support?

No. The invoice shows a session with a psychologist, but not the reason for your session. Your insurer does not know what you discuss.

What if my insurer doesn’t reimburse anything?

You pay 60 € per session, with no subscription, and you can stop whenever you want. You decide how often you have sessions.

You don't need to feel ‘bad enough’ to deserve support.

Answer a few questions or use your own words to discover up to three profiles, based on your preferences and availability. Cover may be available depending on your top-up health insurance policy.

Find my psychologist